Published October 18, 2026 in Market Update

One part of Miramar is moving faster even with rates at 7.46%

By Elizabeth Costa
Real estate, Miramar

Mortgage rates climbed to 7.46% in early September 2026, according to Miami Realtors. That's the highest level in years, and it's slowing things down in most of Miramar. But ZIP 33023 is telling a different story.

In the three months ending August 31, 2026, the Real Estate Data Aggregator counted 153 homes sold in ZIP 33023. That's up 30.8% from the same three months in 2025. The rest of Miramar's ZIPs all saw sales fall.

Sales increase in ZIP 33023, three months ending August 31, 2026
Source: Real Estate Data Aggregator, the three months ending August 31, 2026

Supply in ZIP 33023 also tightened. The Real Estate Data Aggregator counted 203 homes for sale there, down 19.8% from a year before. Months of supply dropped to 4.1, down 2.5 months year over year. Fewer homes to choose from usually means buyers have to move faster.

Miramar by ZIP: three months ending August 31, 2026
33023330253302733029
Homes sold153136216126
Sales change vs. 2025+30.8%-9.9%-7.7%+9.6%
Median sale price$495,000$360,000$389,500$782,500
Median days on market64919262
Months of supply4.17.15.84.1
Source: Real Estate Data Aggregator, three months ending August 31, 2026.

Speed: ZIP 33023 is the fastest mover

The Real Estate Data Aggregator put the median days on market in ZIP 33023 at 64 days. That's 10 days shorter than the same period last year. In ZIPs 33025 and 33027, the median was 91 and 92 days. ZIP 33027's time on market didn't change at all from 2025.

Median days on market by ZIP, three months ending August 31, 2026
3302962 days3302364 days3302591 days3302792 days
Lower is faster. Source: Real Estate Data Aggregator.
Source: Real Estate Data Aggregator, the three months ending August 31, 2026

Nearly a third of homes in ZIP 33023 went under contract within two weeks of listing. The Real Estate Data Aggregator put that share at 33.7%, up 16.6 points from a year before. In ZIP 33027, that share was 14.2%.

Homes under contract within two weeks of listing
ZIP 33023
Up 16.6 points year over year
ZIP 33025
Up 6.7 points year over year
ZIP 33027
Up 2.7 points year over year
ZIP 33029
Up 10.8 points year over year
Source: Real Estate Data Aggregator, the three months ending August 31, 2026

Prices: two ZIPs up, two ZIPs down

The Real Estate Data Aggregator put the median sale price in ZIP 33023 at $495,000 for the three months ending August 31, 2026. That's up 5.3% from the same period in 2025. ZIP 33029 also rose, to $782,500, up 9.4%.

ZIP 33025 and ZIP 33027 went the other way. The median in 33025 fell 12.2% to $360,000. In 33027, it fell 15.8% to $389,500. Price drops in those ZIPs happened alongside more supply and slower sales.

Median sale price by ZIP, three months ending August 31, 2026
33029$782,50033023$495,00033027$389,50033025$360,000
Source: Real Estate Data Aggregator.
Source: Real Estate Data Aggregator, the three months ending August 31, 2026

What sellers are getting at closing

In ZIP 33023, the average sale price came in at 98.3% of list price, up 1.1 points year over year, per the Real Estate Data Aggregator. About 27.5% of homes there sold above list, up 12.1 points. That's a meaningful shift.

In ZIP 33027, sellers got 96.1% of list on average, down 0.4 points. Only 5.6% of homes sold above list there. In ZIP 33025, sellers got 96.6%, and 11% sold above list.

Average sale-to-list price ratio by ZIP, three months ending August 31, 2026
3302398.3%3302997.6%3302596.6%3302796.1%
Higher means sellers kept more of their asking price. Source: Real Estate Data Aggregator.
Source: Real Estate Data Aggregator, the three months ending August 31, 2026

Rates are a real factor across all of Miramar

Miami Realtors reported that mortgage rates rose to 7.46% in early September 2026. Realtor.com noted rates climbed above 7% for the first time since January 2025. That affects what buyers can afford, and it shows up in the slower ZIPs.

Across all four Miramar ZIPs together, the Real Estate Data Aggregator counted 631 homes sold in the three months ending August 31, 2026. That's only up 2.3% from 2025. New listings fell 4.9% to 865. Total inventory dropped 19.6% to 1,093 homes.

Miramar overall, three months ending August 31, 2026
Homes sold
Up 2.3% vs. 2025
Homes for sale
Down 19.6% vs. 2025
New listings
Down 4.9% vs. 2025
Pending sales
Down 2.3% vs. 2025
Source: Real Estate Data Aggregator, the three months ending August 31, 2026

The Federal Housing Finance Agency reported U.S. house prices rose 2.6% from July 2025 to July 2026. Miramar's ZIP 33023 and ZIP 33029 both beat that national pace on price growth.

In short
  1. ZIP 33023 is the one part of Miramar where sales jumped, supply tightened, prices rose, and homes moved faster, even as rates hit 7.46%.
  2. ZIPs 33025 and 33027 are softer: more supply, longer days on market, and lower prices than a year ago.
  3. ZIP 33029 sits in between, with rising prices and faster sales but a smaller volume.
  4. One ZIP code can read very differently from the next street over.

These are ZIP-code averages for the three months ending August 31, 2026. One street can read differently from the whole ZIP. If you want to know where your home sits in this picture, text me your address.

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